Contact our Team

Our Story Victory Bank

Management Team

Richard L. Graver
President & Chief Lending Officer
rgraver@thevictorybank.com

Robert H. Schultz, CPA
Chief Financial Officer & Chief Operating Officer
rschultz@thevictorybank.com

Eric B. Offner
Executive Vice President & Chief Credit Officer
eoffner@thevictorybank.com

Saul S. Rivkin
Vice President & Chief Retail Officer
srivkin@thevictorybank.com

Commercial Relationship Manager

Joseph D. Bergquist
Commercial Relationship Manager, VP
jbergquist@thevictorybank.com

Banking Center Team

Roxanne Raymond
Banking Center Assistant Manager
rraymond@thevictorybank.com

Julie A. Jackson
Banking Center Representative
jjackson@thevictorybank.com

Mary Locricchio
Banking Center Representative
mlocricchio@thevictorybank.com

Diana Stephens
Banking Center Representative
dstephens@thevictorybank.com

Credit Administration Team

Trisha Metz
Credit Department Manager
tmetz@thevictorybank.com

Matthew Melcher
Credit Analyst
mmelcher@thevictorybank.com

Operations & Administrative Team

Donna Colella
Operations Manager
dcolella@thevictorybank.com

Noreen Cobourn
Loan Operations Manager
ncobourn@thevictorybank.com

Shelly Stockmal
Executive Assistant
sstockmal@thevictorybank.com

Leslie Unger
Administrative Assistant
lunger@thevictorybank.com

Dennis Zielinksi
Compliance and Security Officer
dzielinski@thevictorybank.com

Business Development Team

Noel Billingsley
Business Development Officer, VP
nbillingsley@thevictorybank.com

James C. Phillips
Business Development Officer
jphillips@thevictorybank.com